Can not paying a phone bill effect my home loan application?
This question is in regard to Australian information.
We are hoping to apply for a home loan soon and I’m worried about an unpaid phone bill. We moved house ages ago and have recently discovered Telstra have been sending our final bill to our old address (we thought we had finalised it and didn’t move them across with us).
Do things like unpaid phone bills effect your credit rating? I believe it has reached the "Debt Collector" stage.
OMG Angel – please try to be a little less obvious! You wrote the exact same thing on another question I posted! Take your pathetic advertising to a place where it’s welcome!!!
If the phone company is still handling it internally, then no. If they have given up on you and sold your account to a collection agency then it is no longer a phone bill and goes on your history like any other collection amount.
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